POSITION SUMMARY: Make and service a variety of commercial loans to mid-sized to large businesses in the communities we serve. Provides team members with functional guidance. Manage third quartile sized Commercial banking portfolios. Maximum Type VII Lending Authority.
DUTIES/RESPONSIBILITIES:
* Analyze complex credits and prepare clear, complete written and oral presentations without assistance
* Manage third quartile sized commercial banking portfolio of business clients, assessing and meeting their business and personal needs
* Effective monitoring, administration and maintenance of existing commercial banking portfolio in accordance with Bank’s standards
* Perform sales activities to develop new relationships with business clients
* Develop and maintain referral networks with local insurance agents, real estate brokers, accountants, attorneys and other professionals
* Provides team members with functional guidance
* Maintain credit quality in accordance with Bank guidelines
* Participate in all required training sessions for compliance
* Maintain adequate controls to ensure compliance with consumer protection statutes/regulations in a defined area of responsibility
* Implement bank-directed policy and changes relating to regulatory amendments
* Prepare monthly sales and production reports
* Ensure proper loan documentation is prepared and monitor and eliminate exceptions in a timely manner
* Attend all Loan Committee and Sales Meetings and participate accordingly Involvement in various community activities and organizations
Requirements
REQUIRED EDUCATION, EXPERIENCE AND SKILLS:
* Bachelor’s degree in business, finance or other related field, with at least two accounting courses preferred
* Thorough knowledge of Federal and State regulations covering commercial banking activities
* Strong analytical ability with effective written and verbal communication skills required
* CBO III: Minimum 7 years of increasing responsibility within the commercial banking function, with proven results over time
* CBO IV: Minimum 10 years experience required